We provide advice on Fixed Deposits, Forex, Gold, Post offices, etc.

Fixed Deposits

A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.

It is a safer investment option when opening a fixed deposit account as it is both quick and easy and all you have to do is to deposit money into the account for a given period of time, for it to earn interest for you.

It encourages a savings habit as the money you deposit needs to be in the account for a period of time without you making any withdrawal. Investing in a fixed deposit account earns you a higher interest rate than depositing your money in a savings account. You are assured of returns for your investment. The account helps to act as a fall back for your business in the event of a cash flow squeeze or can be used to meet your future cash requirements. Interest is payable at maturity; annually or monthly depending on the term you chose or you could use the money to buy assets if you want. You get to choose how long you want to invest your money in a fixed deposit account ranging from 30 days to ten years. You can choose to have more than one fixed deposit account if you want to save for different goals.


Gold is something that has been in demand for thousands of years, and it is still something that is assessed at a very high value. It is used in jewelry, piping, electronic devices, and many other things as well, and this is why the cost of gold is continually going up, and it never really drops down. The main reason people invest in gold is because there is no maintenance on it. Talk to your financial planner to ask about purchasing some gold to add it to your portfolio as an investment, and you know that you are going to be making a sound and wise investment for your future. There are few investments that you can count on, and gold is one of them..

Post office

If you’re looking to put some money in savings, the Post Office has a number of options to help you make the most of that money, ranging from its regular savings accounts to fixed rate bonds and Individual Savings Accounts (ISAs).

Some of the Post Office savings accounts allow you to deposit and withdraw cash whenever you want, whereas others lock your money until the end of the agreed term.

ISAs allow you to earn interest on the money you earn without having to pay tax. The amount you are allowed to invest in an ISA changes at the start of each new tax year, so be sure to check this year’s allowance if you’re thinking of opening an ISA.

Picking the right account for you will depend on what you are saving for, how long you intend to save for and whether or not you will be making withdrawals from the account.

Foreign Exchange (FOREX)

Foreign Exchange (FOREX) refers to the foreign exchange market. It is the over-the-counter market in which the foreign currencies of the world are traded. It is considered the largest and most liquid market in the world.

Foreign Exchange has no centralized market. Instead, a foreign exchange market exists wherever the trade of two foreign currencies are taking place. It is open 24 hours a day, five days a week. This foreign exchange market exists to ease investment and trade. The primary trading centers are London, Paris, New York, Tokyo, Zurich, Frankfurt, Sydney, and Singapore. All levels of traders, from central banks to speculators, trade currencies with one another.

Without this mechanism in place, foreign trade and investment would be impeded. Since many currencies abound along with a few major players like the U.S. dollar, the British pound, and the Euro, this apparatus provides a clearing house to trade those major currencies.

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